Why do people travel? Why do you travel?
People travel for pleasure. For adventure. To see wonders they have not seen in places they have not been. Some travel because of business. Others relax and get away from home. Some want to do it all.
Whatever the reason, there is this one thing all travelers need to keep in mind when traveling during the pandemic. This isn’t just about Covid. There were things that could happen before Covid, and they can happen after. Stay safe and protect yourself.
During the pandemic, countries like Thailand required Swedish travelers to provide proof of Covid Insurance before entering the country. This was to protect both travelers and locals in the case someone was diagnosed with Covid and needed medical attention. Covid Insurance became a dirty word because you couldn’t do anything without it.
From July 1st, 2022, this requirement has been removed. Thailand has changed its entry restrictions and Swedes can visit the Land of Smiles without needing Covid Insurance, a Thailand Pass, or proof of hotel and flight bookings. Yet people still need to be responsible when abroad, and this is why Travel Insurance is important.
Travel Insurance for Swedish Travelers
Thailand is a popular holiday destination for Swedish citizens and other Europeans. Its culture, geography, history, and cuisine provide an experience you will not find at home.
If you have ever traveled overseas, or considered leaving Sweden, you know many things can happen that are out of your control. Luggage is lost, flights are delayed, accidents occur and personal injury is possible. You cannot control these things, but you can protect yourself so they don’t disrupt your holiday.
Travel Insurance is not Covid Insurance. It is much more. It provides cover against incidents like:
- Medical emergencies
- Personal injury & accidents
- Missed or delayed flights
- Damage to belongings
- Lost luggage
In Thailand, foreign visitors cannot receive free medical care. If you have an accident or suffer a personal injury, you will need to pay any medical expenses. If you lose luggage, or a flight is delayed, you will have other costs. Depending on the severity, this could be thousands of Euros.
Travel Insurance gives you peace of mind while abroad, and using a trusted company in your destination country makes it easy.
AXA Thailand: AXA Sawasdee Thailand
AXA Sawasdee Thailand is a well-known and respected insurance company in Thailand that caters to travelers from around the world. Their policies are straightforward and trusted by Thai authorities and medical institutions.
Get the best Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
Benefits of AXA Sawasdee Thailand
It is possible to organize Travel Insurance through your home country, but there are many advantages to using an international company that is based in the country you are visiting.
Thai Approved
Using a local insurance company that is respected and trusted can simplify processes in the unfortunate event you need to make a claim. AXA staff are familiar with medical institutions in the country and are trained to deal directly with these institutions. AXA staff speak the Thai language and are familiar with local laws.
Using an insurance company from your local country may present issues internationally, or have certain exclusions when making a claim in Thailand. AXA Sawasdee is designed for Thailand.
Offered Packages of Travel Insurance
Many travelers have different levels of comfort for traveling and protection. AXA provides multiple packages to cater to any traveler’s needs. Swedish travelers can choose between 2 insurance packages for their trip:
Each package offers a different level of cover and claim amounts.
No Waiting Period
Many insurers will have a 14-day waiting period for their conditions. This means that you either need to purchase your insurance weeks in advance or risk not being covered until the day you finish your vacation.
Because AXA understands Swedish travelers want to feel safe from the moment they land in Thailand, they have removed any 14-day waiting period, so visitors are protected from day one.
Choice of Policy Duration
Many insurance companies offer limited choices for the length of their policies.
Holiday makers want to know they are covered until they safely land home, so visitors from Sweden can select the duration of their AXA Insurance policy.
Whether you stay for 15, 30, 60, 90, or 180 days, you are covered while visiting. If you are looking at Thailand as a potential relocation or long-stay destination, AXA has coverage for those looking long-term.
AXA knows plans change, so if you decide to extend your holiday you don’t have to worry about canceling and reapplying. Just call them and extend your existing policy.
Days in Quarantine and Covid Diagnosis
If you are diagnosed with Covid while in Thailand, AXA Sawasdee Thailand covers days spent in quarantine. If you require medical attention while in quarantine, AXA Sawasdee Thailand can assist with organizing professional medical care and emergency transport.
Though many insurance companies now include Covid cover as standard practice, some companies will place exclusions if a traveler is diagnosed as Asymptomatic. This is not the case with AXA Sawasdee. You can make a claim on your policy if you are diagnosed as Symptomatic or Asymptomatic.
24/7 Dependable Service
AXA Sawasdee Thailand’s insured travelers have access to their 24/7 helpline. Any time of the day, helpful staff are available to address your concerns and offer assistance.
They pride themselves on the quick service you can depend on. If you need the insurance policy and certificate quickly, AXA Sawasdee Thailand can do that.
Certificate of Insurance
Foreign visitors are no longer required to provide proof that they have insurance when in Thailand. But in the unlikely event that a citizen of Sweden needs to make a claim or provide insurance documents to a doctor or hospital, the last thing they want is to be searching through a multi-page policy.
Swedish travelers will receive a convenient 1-Page Certificate of Insurance when they purchase Travel Insurance with AXA Sawasdee Thailand. The certificate contains all relevant policy details and can save time and frustration in a stressful situation.
Refundable
You can get a full refund of the insurance premium if the Royal Thai Embassy/Consulates do not accept your AXA Sawasdee Thailand insurance. You must provide proof that the policy was not accepted by the Embassy, e.g. a web page of the Embassy listing the requirement, or a leaflet with the Embassy header/logo.
How to Buy Travel Insurance from Sweden
If you are a Swedish traveler and planning a trip to Thailand, you don’t have to worry about where to purchase Travel insurance. You can apply online and the process is simple.
- Go to the AXA Sawasdee Thailand website and apply.
- Pick between the 2 packages: AXA Insurance Package 1 or Package 2.
- Pay for your policy.
- Receive the insurance policy and certificate by email moments after your payment.
- You can then print your 1-Page certificate if you like to carry a hard copy.
Tips to Make Sure your Insurance is Approved
Before traveling, it is always best to check the details of your policy. You want to make sure that:
- Incidents relating to COVID-19 are not excluded.
- Your policy covers your entire stay in Thailand.
- Your details are correct.
Thailand is once again opening its arms to Swedish visitors. New experiences are waiting for new and seasoned travelers alike. Though the world is returning to normal and international travel is easy again, we should always remember that safe travel is our responsibility and you should control what you can and let the world whisk you along.
Get your Travel Insurance here: https://u.axa.co.th/Sawasdee_Siamlegal
